One income, two retirements: How couples can protect their future

For a lot of people, a one-size-fits-all retirement plan just doesn’t fit. Their family circumstances call for a more custom-made approach. That’s the case with couples who have one income. Christine Benz and Valentina Djeljosevic recently discussed the retirement planning needs of these couples, including emergency funding and Social Security filing decisions.

I’ve been working and middle class – this is the real difference

I earn double my husband’s salary, but still do all the chores – I’m exhausted

One in four women are now the primary earner in the households, but expectations about housework and childcare are stuck in the past

How $35,000 could be enough to build a reliable passive income portfolio

One defensive REIT could turn $35,000 into steady, tax‑free monthly income, thanks to grocery‑anchored properties, high occupancy, and conservative payouts. The post How $35,000 Could Be Enough to Build a Reliable Passive Income Portfolio appeared first on The Motley Fool Canada.

Strategy faces MSCI ouster under new rules, billions in passive holdings at risk

Oct 16 (Reuters) - Michael Saylor's Strategy faces potential removal from MSCI's global equity indexes under new rules adopted on Thursday, threatening billions of dollars in passive investment in the bitcoin buyer. Shares of Strategy, the world's biggest corporate bitcoin holder and a constituent of the MSCI USA and MSCI World indexes, fell 2.7% in premarket trading on Friday. MSCI said on

The credit card strategy banks don't tell you about

Woman tries to shut down a kid’s lemonade stand over a missing tax number then she gets thrown out of the hotel

A woman becomes furious when a child refuses to simply abandon his lemonade stand. She tells him she has the law on her side and tries to make the situation about permits and taxes, even though the boy is only trying to sell lemonade. Her behavior eventually costs her a place to stay for the night. Then a homeless man she looks down on gives her a perspective she never expected to hear.

Multi-millionaire businessman rates the luxuries really worth spending your money on

Eight-figure entrepreneur Gary Ashworth became super wealthy in his 30s. Now 67, he reveals why he sold his yacht - and the symbols of wealth that are worth buying.

A 20-year-old millionaire wanted $6,800 then he checked his YouTube

The pitch sounded impressive until Financial Engineering checked the numbers. The man talked about millions of followers and helping creators dramatically grow their audiences, but Financial Engineering says his own YouTube channel had only around 500 subscribers. That raised an obvious question: if the system worked so well, why wasn't he using it to explode his own channel?

Dollar Tree sells that? ✨6 new miracle cleaners you need to see!

Putin has a $630 billion sanctions problem nobody wants to talk about

Western governments responded to Russia’s invasion of Ukraine with sweeping financial sanctions, including removing selected Russian banks from SWIFT and targeting Russia’s central bank. The video examines how those measures threatened access to Russia’s roughly $630 billion in reserves while the ruble plunged and Russians rushed to ATMs. But the economic danger extends far beyond Russia: Europe depended on Moscow for around 40% of its natural gas, while disruptions involving oil, wheat and Ukraine’s crucial neon-gas production threatened to send shocks through energy, food and semiconductor markets worldwide.

I’m an accountant – here’s how I protect my own family from inheritance tax

Nicole Zalys, a 36-year-old chartered accountant from London, explains how families can reduce this burden

Mom starts side hustle with just $500. Months later, she is making thousands thanks to low-risk gig (exclusive)

Vanessa Romano tells PEOPLE why she’s keeping the corporate career she loves even as her event rental business continues to grow

A $3 million lottery win can turn into $19 million - but only if you make the right choice

Winning a massive lottery jackpot can create just as many financial decisions as it solves, from taxes and legal protection to the choice between an annuity and a lump-sum payment. A large advertised jackpot can shrink dramatically when taken as cash, but investing that money over decades can potentially produce a much larger fortune through compound growth. The video also looks at how quickly some winners have fallen into debt after overspending. The broader lesson is that long-term planning can matter more than the size of the initial windfall.

Retail price impacts from the Iran war are uneven but add up for US households before midterms

NEW YORK (AP) — More than seven months into the U.S. war with Iran, sharply higher fuel prices are making it more expensive to drive and fly and adding to the cost of some goods, prolonging the strain on American households as the midterm elections approach.

Thrift stores are charging retail prices for used clothes - here's what's driving the increase

Thrift shopping was once a reliable way to save money, but some secondhand items now carry prices comparable to brand-new merchandise. While resellers and younger shoppers often take the blame, market data points to a more complicated explanation involving inflation, rising operating costs and changing pricing strategies. This investigation examines who's setting these prices, why bargain hunting has become more expensive and whether thrift stores are moving away from their original purpose.

Why Tesla solar panels' price is a game-changer

Exploring Tesla solar panels game changing price. In Tesla’s Q2 earnings call Elon Musk dropped the little bombshell that Tesla's solar panels cost $1.49 per watt after incentives. I found that it can be even lower than that. This is a huge step forward for the price of solar power. Why?

Voices: Student loans screwed my generation. It’s time boomers paid us back

Student loans have screwed my generation. It’s time Boomers paid us back - COMMENT: The Budget is a chance for those who didn’t have to pay for university education to finally do something for young people who are drowning in debt – but I very much doubt they will, says Charlie Brinkhurst-Cuff

Why are British pubs adding a service charge for pouring a pint?

Why are British pubs adding a service charge for pouring a pint? - IN FOCUS: From 20 per cent prompts to the awkward hunt for the ‘no tip’ button, percentage tipping is creeping into the British pub. Hannah Twiggs asks: if customers are queuing, waiting and carrying away their pint... why would we leave a tip?

This is how to tell if you are wealthy

I bought $7,027 Amazon returns pallet no one wanted - then the opening revealed the truth

A buyer opens an Amazon return pallet containing thousands of dollars' worth of automotive accessories, electronics and household products. Among the discoveries are electric vehicle chargers, pressure washers, a drone, portable air compressors and an expensive steamer. Several products are tested using an Audi R8 and other vehicles, revealing that some returned items work while others have significant problems. After checking secondhand market prices, the buyer estimates the contents could sell for approximately $3,166 against a purchase cost of $1,570.50. That represents a potential profit of roughly $1,595, although the final earnings depend on successfully reselling the products.

Canada’s national dish can cost over $100... he tried every level to see what’s actually worth it

Sonny works his way through five versions of Canadian poutine, from the classic fries, cheese curds and gravy to extravagant seafood, caviar and truffle creations costing over $100. Despite the luxury ingredients, his favorite is the $36 lobster-and-crab poutine.

Watch what happens when hundreds of pennies are dropped from a helicopter

Could a penny dropped from a skyscraper really kill someone? This fascinating experiment puts one of the world's most famous urban myths to the test as pennies are dropped from a helicopter to see what actually happens on impact. Along the way, the video explores the science of terminal velocity, air resistance, and why falling objects behave very differently than most people expect, revealing which everyday items can truly become dangerous when dropped from great heights.

TFSA millionaire goals: Here’s how much you should save monthly

Here’s a look at how to get the best out of your TFSA to get closer to your dream of being a millionaire with tax-free returns on your investments. The post TFSA Millionaire Goals: Here’s How Much You Should Save Monthly appeared first on The Motley Fool Canada.

How I eliminated $43k of debt in seven months using the 'snowball method'

From crocodile shoes to gold suits, Congo’s dandies risk traffic to show off their most expensive looks

In Kinshasa, a group known as the Sapeurs turn expensive clothes, bold colors and extreme confidence into an entire lifestyle known as Sapology. The video follows local celebrity Ekeko through a wardrobe packed with brands like Dolce & Gabbana before joining his crew in elaborate suits to perform directly in the middle of Kinshasa traffic. While the extravagant spending might seem unusual in a country where many people have very little, a local guide explains that successful Sapeurs can earn money through performances and advertising. As he puts it, "I think it’s much more an art."

Fixed rates inch upwards amid rising inflation concerns

Nationally leading fixed rates inched up again this week, taking a few more baby steps in the wrong direction.

4 CRA Traps That Could Reduce Your CPP Payments

Canadian retirees can supplement their pension benefits such as the CPP with consistent dividend income for life. The post 4 CRA Traps That Could Reduce Your CPP Payments appeared first on The Motley Fool Canada.

10 tips to reduce your grocery bill

These days, groceries are becoming more and more expensive for baskets that are less and less full. Fortunately, several strategies can help you save hundreds of dollars a year.

Trump has an idea for how people can spend his $5k dividend

Trump has an idea for how people can spend his $5k ‘dividend’

Perth mum who won a $10million Lotto jackpot in 2018 defies the odds to win again

Even more remarkably, both winning tickets were purchased from the same local newsagency.

Kristin Cavallari says she loaned her dad $250K but knows she'll never see that money again

Kristin Cavallari revealed she lent her father $250K when she was appearing on 'The Hills.'

5th final fast money for the Peeles 60K

Is this the most valuable coin in the world

RRSP, TFSA or both? A quick guide by income level

Your RRSP and TFSA are complementing accounts that you can use to shield your income from taxes. The post RRSP, TFSA or Both? A Quick Guide by Income Level appeared first on The Motley Fool Canada.

Teachers Jay and Laura try to school Fast Money!

Meet the 5 richest families in the United States

From Walmart’s founders to the Mars Inc. empire, here’s how these families earned their fortunes

Maxed out your TFSA? The account where Canadian dividends are taxed less

A taxable account gives eligible Canadian dividends a tax credit, but the gross-up can affect retirement benefits. The post Maxed Out Your TFSA? The Account Where Canadian Dividends Are Taxed Less appeared first on The Motley Fool Canada.

America’s former richest state has fallen all the way to the bottom

Mississippi is now widely portrayed as the poorest state economy in America, with the lowest GDP per capita and one of the highest poverty rates. But the state was once among the wealthiest in the United States, creating one of the most dramatic economic reversals in American history. Its dependence on agriculture, weak investment in infrastructure and education, slow industrialization and later exposure to globalization all helped push Mississippi behind other states. This video examines how Mississippi went from first to last and whether it can still turn its economy around.

One twin bought a $400,000 house. The other rented next door - 30 years later, the numbers were wild

Two identical twins make opposite housing choices: one buys a $400,000 home while the other rents the house next door. Over 30 years, their costs diverge dramatically as mortgage interest, repairs, rising rent, home appreciation, and investment returns all reshape the math. By the end, the homeowner has spent about $1.4 million while the renter has paid about $900,000, but those totals alone do not tell the full story. The comparison shows why the real cost of buying versus renting depends on far more than the monthly payment.

A no-nonsense 3.7% dividend stock that can pay retirees monthly

This no-nonsense dividend stock has returned more than $3.4 billion to shareholders through dividends since 2013. The post A No-Nonsense 3.7% Dividend Stock That Can Pay Retirees Monthly appeared first on The Motley Fool Canada.

Beware the French property dream: 'Cheap' houses eat money and it's a one-way ticket, says expat

After living in France for nearly 20 years, Stephanie Lack can spot a British ex-pat couple renovating a wreck a mile off - and says many of them are woefully unprepared for life across the Channel.

The most expensive substance on Earth sells for $140 million per gram

The most expensive thing you can buy isn’t a palace, a metal or even a jewel. Rather, it is a powder that most of us have never heard of. Sure, some people are willing to fork out thousands for other kinds of powders – namely illegal drugs – but you won’t find this one being snorted in the toilets of a seedy nightclub. That’s not only because of it...

I’m 44 and divorced – I lost our family home and fear I’ll be renting till I die

Seven years after my divorce, prices are rising and I'm still stuck renting

How to avoid a big tax bill on your RRSP in retirement

A proven drawdown strategy can help avoid a big tax hit on your RRSP in retirement. The post How to Avoid a Big Tax Bill on Your RRSP in Retirement appeared first on The Motley Fool Canada.

Hundreds arrested as protesters clash with police across France

Hundreds arrested as protesters clash with police across France over rising living costs - Violent clashes are ongoing between police and protesters over high prices and weak public spending

Kind man receives a meaningful gift for his generosity

A generous act is recognized with a thoughtful gift, showing how kindness can lead to an unforgettable moment. #Generosity #Kindness #GoodDeeds

What 'passive income' really means (and why everyone's doing it)

Building passive income can be well worth your time, effort, and money if you choose something you're passionate about – potentially dividend investing! The post What “Passive Income” Really Means (and Why Everyone’s Doing it) appeared first on The Motley Fool Canada.

Why choosing 1-2-3-4-5-6 in the lottery might actually be smart

When the Impossible Becomes the Winning Ticket Picture it: A $5,400,000 jackpot is up for grabs in the lottery. You can’t resist—today’s the day! At your local convenience store, you pick up a play slip. But which numbers to choose? The rules are simple: select 5 numbers from 1 to... The post Why Choosing 1-2-3-4-5-6 in the Lottery Might Actually Be Smart appeared first on Futura-Sciences.

PPE scammers jailed for using funds to buy a Porsche, Rolexes and home revamp

A group of fraudsters secured millions of pounds in PPE contracts.